Energy grants in Flanders 2026: Mijn VerbouwPremie after reform
On 1 March 2026, Flanders deeply reformed Mijn VerbouwPremie. Categories 1 and 2 (mid-to-high income) can now only request the heat pump grant. Categories 3 and 4 retain full access. Compensation: Mijn Verbouwlening expanded to €60,000, plus combinable Fluvius grants.
This article covers only the 2026 Flemish situation. For the Belgian overview (VAT, federal deduction, comparison of 3 regions), first read the complete Belgium guide. See also our hub on Flanders.
The 1 March 2026 reform
Flanders implemented a major Mijn VerbouwPremie reform on 1 March 2026. The system retains its 4 income categories, but access to grants is heavily restricted for the higher categories.
| Category | Access before reform | Access after 1 March 2026 |
|---|---|---|
| Category 1 (high incomes) | ✅ Full | ⚠️ HP grant only |
| Category 2 (mid-to-high incomes) | ✅ Full | ⚠️ HP grant only |
| Category 3 (modest middle incomes) | ✅ Full | ✅ Full |
| Category 4 (low incomes) | ✅ Full | ✅ Full |
If you fall into category 1 or 2 and you plan insulation, frames or condensing boiler: no more Flemish grant for these works. Only the heat pump remains subsidized. For those in categories 3 or 4, the system remains fully active. For comparison with the other regions, see Brussels and Wallonia.
The heat pump: the central 2026 grant
The Flemish heat pump grant remains accessible to all 4 categories and is the year's main investment incentive. Flanders set caps to limit exclusively applicable use for high incomes.
| Heat pump type | Cat 1-2 (after reform) | Cat 3-4 |
|---|---|---|
| Air-water | €1,500 | €4,000 (cat 3) / €6,000 (cat 4) |
| Geothermal | €1,500 | €5,000 (cat 3) / €8,000 (cat 4) |
| Air-water hybrid | €800 | €1,800 (cat 3) / €2,700 (cat 4) |
| Thermodynamic water heater | €400 | €800 (cat 3) / €1,200 (cat 4) |
On top of the Flemish grant, the federal 6% VAT remains applicable to heat pump installation, even in new homes from 2026. Add the federal 30% deduction (on roof insulation) and possibly a Fluvius grant, and the total support becomes substantial.
The full system for categories 3 and 4
For middle and low incomes (categories 3 and 4), Mijn VerbouwPremie remains fully accessible. Main subsidizable works:
Mijn Verbouwlening — expanded to €60,000
Compensation for the reform: Flanders significantly expanded Mijn Verbouwlening in 2026. Everyone can benefit, regardless of category.
| Feature | 2026 detail |
|---|---|
| Cap | €60,000 per renovation project (was €30,000 before 2026) |
| Rate | Progressive: 0% for cat 4, up to 2% for cat 1 |
| Repayment period | 25 years maximum |
| For which works | All energy renovation works, including heat pump and photovoltaic |
| Manager | Vlaams Energie- en Klimaatagentschap (VEKA) |
Fluvius — additional combinable grants
Beyond Mijn VerbouwPremie, Fluvius (Flemish grid operator) offers additional grants, especially for heat pumps and electrical grid upgrades.
Examples of 2026 Fluvius grants: €300 to €800 for heat pumps (depending on type and COP), €200 to €400 for electrical installation upgrades needed for an HP, EV charging point grants. Fully combinable with Mijn VerbouwPremie and federal deduction. To plan financing alongside a purchase, see approaching the bank for a mortgage.