What
changes.
A site about tax scales ages fast. This page says what changed and when, so you can judge for yourself how fresh what you are reading is. Corrections appear here just as much as additions.
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Four new guides: separation, moving house, bank fraud, renovation
Four moments when people lose money for not knowing in what order to act. Separation: the agreement does not bind the bank, and both ex-partners remain liable for the mortgage until it has released one of them. Moving house: notice that runs from the following month, and two documents — the inventory and the meter readings, signed by both sides — that settle almost every dispute. Bank fraud: what to do in the first hour, and the distinction that decides a refund, between a transaction you did not authorise and a transfer you approved yourself. Renovation: checking the firm in the CBE, getting the invoice worded so you do not lose the grant, and never signing a handover without reservations.
Pages concerned : separation-divorce-argent-belgique · demenager-demarches-belgique · fraude-bancaire-phishing-belgique · choisir-entrepreneur-travaux-belgique
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When a relative dies: the steps, in order
The site put figures on inheritance duties, region by region. It said nothing about what to do, in what order, and with whom. A pillar page handles that, and two warnings weigh more there than any amount. First, the bank does not only freeze the deceased's accounts: it freezes joint accounts and the surviving partner's own accounts too, and exceeding the cap on the legal advance counts as accepting the estate, and so its debts. Second, acting as an heir — emptying the flat, selling the car, taking furniture — counts as tacit acceptance, even in good faith. The rest follows: the free certificate of succession from the FPS Finance rather than a notarial deed where the situation is simple, the insurance that has to be claimed, the contracts that keep billing.
Pages concerned : deces-proche-demarches-belgique
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Dismissed: what the first few days decide
The site covered what comes after a dismissal — how long benefits run, the tapering amounts, the registration deadlines. Nothing on employment law, before the C4 reaches the unemployment office. A pillar page handles it: the notification and its form, notice running from the following Monday, the employer's two routes and what each costs or gains you, the job-search leave and counter-notice people rarely know about, the reason written on the C4 that decides your benefits, your right to ask for the grounds, the three working days framing a dismissal for serious cause, and the situations that protect you. The table of notice periods in weeks is not there: it is not worked through in our sources, and one wrong cell translates into weeks of lost salary. The page points to the official calculator.
Pages concerned : licenciement-belgique
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Letting to a professional: the 40% deduction was capped, our example was not
When the tenant is a professional, the tax base is the rent less a 40% flat expense deduction — a deduction capped at two-thirds of the revalorised cadastral income. Our page stated that cap and then ignored it in its worked example: for a cadastral income of €1,000 and rent of €18,000 it announced a base of €10,800 instead of €14,247, 24% short. The example is corrected in all three languages, the cap has joined the scales file, and a new cadastral income calculator draws on the same scale: the two can no longer drift apart.
Pages concerned : louer-son-bien-fiscalite-belgique · calculateur-revenu-cadastral-belgique
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New: your cadastral income, and what it triggers
Cadastral income is the most structuring figure in Belgian property ownership, and the least legible: it represents the net rent the property would have produced on 1 January 1975. Two pages already explained it; none took the reader's own figure and produced their amounts. The new tool gives the indexed figure, the tax base depending on whether you live in the property, let it to a private tenant or to a professional, and base property tax by region. Provincial and municipal surcharges, which multiply that base by five to ten, are yours to enter: they vary by municipality, we have not worked them through, and they are written on your own tax notice.
Pages concerned : calculateur-revenu-cadastral-belgique
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Selling your property: the seller's arithmetic
The property theme spoke to the buyer, page after page. The seller had nothing. A pillar page takes their questions in order: what the sale really leaves once commission, certificates, loan balance, mortgage release and the property tax apportionment come off; the capital gains decision tree, where your own home is exempt but the rest is not; the documents the seller must produce, and which of them take weeks; what to read in an agency mandate before the percentage; and why the compromis is not an intention but the sale itself. A useful reminder along the way: notary fees and registration duties are borne by the buyer, not the seller.
Pages concerned : vendre-son-bien-belgique
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The mortgage contract, line by line
The site explained how much you can borrow, how to apply and what not to do. The contract itself was missing. A pillar page takes it line by line: the APRC and the ESIS rather than the headline rate, the four legal protections on a variable rate — revision on fixed dates, an official index from the Gazette, a compulsory cap keeping the rise below the starting rate, symmetry —, what loan-to-value actually buys, tied conditions and what leaving them costs, and the early repayment penalty capped at three months' interest, which is what makes refinancing genuinely possible in Belgium. Deliberately no market rates: they move every week.
Pages concerned : credit-hypothecaire-belgique
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The Walloon reform was still dated 2026 on nine pages
The drop of Walloon registration duties to 3% came into force on 1 January 2025. Thirteen pages had been corrected; nine others spelled the wrong year out in a full sentence and slipped past the automated check, which only recognised the short form. The three Regions hubs, the three Wallonia pages and the three Walloon property market pages are fixed, and the check now catches the spelled-out date too.
Pages concerned : droit-enregistrement-wallonie
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New: what property can I really buy?
Bank simulators stop at the borrowable capital. That is not a price: purchase costs cannot be borrowed, they are paid out of your savings. A new tool runs the whole chain — income, monthly payment, capital, savings less the costs, reachable price — and shows the loan-to-value along with the interest cost over 20, 25 and 30 years. The costs come from the same engine as the purchase costs calculator, so the two pages cannot contradict each other. The 33% debt ratio is editable there: it is an industry recommendation, not a law, and the page says so.
Pages concerned : calculateur-capacite-emprunt-belgique
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New: what buying a property really costs
The site gave registration duties on one side and the notary fee scale on the other, without ever adding them up. A calculator now does, item by item and by region: duties and allowances, fees on scale J of the royal decree consolidated on 9 February 2026, administrative costs and VAT. On a €300,000 property the gap between Brussels and Flanders reaches €6,500. Credit deed costs are shown separately, as a declared estimate: their scale is not covered by our sources.
Pages concerned : calculateur-frais-achat-belgique
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The calculators put back on the official scale
The three calculators were using scales from earlier years under a 2026 label. They now work on the latest officially published scale, that of 2025 income, and say so. Three corrections change the results noticeably: the tax-exempt allowance is imputed on the lowest brackets instead of being valued at 25%, the marital quotient genuinely attributes 30% of income to the spouse, and the stock exchange tax on ETFs depends on whether the fund is registered in Belgium rather than on the accumulating or distributing choice alone.
Pages concerned : calculateur-salaire-net-belgique · calculateur-investissement-etf-belgique · calculateur-rentabilite-immobiliere-belgique
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The Walloon registration duty reform dates from 2025
Thirteen pages, the homepage included, dated the drop of Walloon registration duties to 3% from 2026. It came into force on 1 January 2025. Two other contradictions between pages are resolved: the income ceiling for a dependent child is €12,000, now a single figure, and the 50% bracket starts at €49,840.
Pages concerned : droit-enregistrement-wallonie
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Report an error, from any page
Every article and every tool now carries a report link at the foot of the page. It pre-fills the contact form with the address concerned: all that is left is to write what looks wrong. The About page also explains how the site is built, and what it is not.
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Walloon energy grants: switchover on 30 September
The transitional Primes Habitation scheme ends on 30 September 2026. Works must be completed and the application filed by that date at the latest. From 1 October, a new system based on the Rénopack and Rénoprêt loans takes over. The page now carries that deadline at the top.
Pages concerned : primes-energie-wallonie
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Ten pages: taxes, unemployment, inheritance, energy
Tax return, time-limited unemployment benefits since 1 March, student jobs, outstanding balance insurance, rental taxation, car insurance, service vouchers, inheritance duties, group insurance and choosing an energy supplier. Every figure is sourced from an administration; where no official source gave a precise amount, the page describes the mechanism and points to the official simulator.
Pages concerned : declaration-impot-belgique · allocations-chomage-belgique · droits-succession-belgique
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Ten pages: notary, property tax, VAT, pension, car
Notary fees on the consolidated scale, property tax by region, social contributions and VAT for the self-employed, statutory pension, savings taxation, car taxes and benefit in kind, hospital insurance and incapacity for work.
Pages concerned : frais-notaire-achat-belgique · precompte-immobilier-belgique · pension-legale-belgique